Kingdom
Housing: Outstanding participatory financing reaches MAD 30.6 billion at the end of March
According to the latest data from Bank Al‑Maghrib, lending to households has increased, driven by the growth in housing loans and consumer credit.
Participatory financing for housing—particularly in the form of Murabaha home financing (including margins recognised in advance)—continued its upward trend, reaching MAD 30.6 billion at the end of last March, compared with MAD 25.8 billion a year earlier, according to Bank Al‑Maghrib (BAM).
This financing recorded a year‑on‑year increase of 18.5%, BAM stated in its latest “Bank Loans and Deposits” dashboard.
In addition, the same source reported that loans to households stood at MAD 397.5 billion, representing an annual increase of 3.4% compared with the same period a year earlier, and a rise of 0.3% compared with December 2025.
This development reflects growth of 2.9% in housing loans and 3.9% in consumer credit.
